Protecting yourself from uninsured drivers

Dust swirls, pain sears your neck, and your ears ring. Someone ran a red light, and you have been in a major collision. While your health and safety–and that of your passengers–is undoubtedly your main concern, your second thought may be: “I hope that driver has good car insurance!” » read on…

Americans will continue to cut spending

A new survey out from Allstate Insurance Co. and National Journal (called the “Heartland Monitor Poll”) reveals that 80 percent of Americans expect to cut their spending in order to make ends meet or to provide a cushion of financial stability for the future.

When you’re looking to cut spending, your insurance bills may seem like an obvious choice at first. » read on…

Pre-planning for a car accident can save you money

It’s always hard to predict how you’d react in a crisis. Take, for instance, a car accident. Unexpected and scary, a car accident can make you confused and uncertain. But keeping your wits about you after an accident is important in order to protect your financial future – you don’t want to make bad decisions that delay or destroy a car insurance claim. » read on…

Does Oprah have an umbrella to protect her from a $1 trillion lawsuit?

Talk show host Oprah Winfrey is being sued for $1 trillion (yes, trillion with a T), according to the National Enquirer. Author Damon Lloyd Goffe of New York says Oprah put her name on his original work. I assume the asking price is so high because Oprah has very deep pockets and makes a prime target for someone seeking easy money — whether or not his claim is valid. » read on…

Would you drive without car insurance?

How many drivers do you think are on the road without car insurance? Nearly one in three consumers believe that at least 40 percent of drivers have no car insurance, according to a survey by Direct General, an auto insurance provider. » read on…

Teen drivers sock it to insurance bills

Adding a teen driver to your car insurance policy can be one of the most expensive changes you’ll ever make. Because of their inexperience behind the wheel and high accident rates, teens are always considered “high-risk” drivers and their parents pay accordingly. » read on…

The case for “pay as you drive”

My colleague has a case against “pay as you drive” insurance. She doesn’t like the idea of someone “watching” her as she drives. She likes her privacy. » read on…

The most & least expensive vehicles to insure

Insurance never fails to surprise. Even though car insurance rates are increasingly driven by databases and automated number crunching, every now and then the industry pulls a rabbit out of its hat. » read on…