Nobody wants to get into an accident, but over the course of a lifetime, many of us will have at least one fender bender. While an accident can be a hassle, most of us will simply call the police and a tow truck and begin the auto insurance claims process. (continue reading…)
Luxury items motivate some of us to work hard, in the hope that we’ll be able to purchase the expensive merchandise one day, and they could be the reason some lottery winners end up broke a few years after buying their winning tickets.
If you find yourself in a position to own one or all of these luxury items, just keep in mind that costs of these goods continue even after the initial purchase. No matter how you end up with the wealth to buy any one of these products, you’ll want to protect your high-end merchandise with insurance. Whether you’re the agent or the policyholder, hard-to-insure luxury goods presents a number of insurance challenges. (continue reading…)
When it comes to purchasing car insurance, it’s important to get the best deal you can. There’s also a great deal of fine print involved, so you need to understand just what you’re getting with your policy. Here are 8 little-known facts that could save you money: (continue reading…)
Owning a car isn’t cheap – especially if you consider long-term maintenance, gas, taxes, fees and car insurance. Plus, there’s the fact that you may have financed your car and you’re paying interest on it. Finally, you have depreciation costs to consider. Add it all up, and it’s clear the expense associated with car ownership is no small matter. (continue reading…)
You’ve probably heard that red cars receive more tickets compared to cars of other colors. However, it appears that the type of car you drive is more of a factor. Turns out drivers of fancy cars are more likely to engage in behavior that can earn them a ticket. Of course, risky driving behavior will drive up car insurance rates. Car insurance companies consider the type of car you drive when setting insurance premiums. If other people who own your car model are getting tickets (and causing car accidents), your insurance company will likely consider you a risk too.
Everyone wants to pay low car insurance rates. However, good rates aren’t available just for the asking. Insurance companies deal in risk. If an insurance company thinks that there’s a good chance that you will get in an accident, you will have to pay higher premiums. How risky are you? If any of the following 8 things apply to you, your insurer will consider you a risk. The more risky you are, the more you will pay in premiums. (continue reading…)
Even if you already have car insurance, it doesn’t hurt to shop around to make sure you’re getting the best deal. Just because you’ve been with an insurance company for a long time doesn’t always mean you’re paying the lowest car insurance rates possible. You could be stuck with an overpriced policy and not even know it. If you’re currently in the market for auto insurance, here are some things to consider as you choose your new policy: (continue reading…)
We all know that insurance is meant to protect our assets. If something expensive happens that’s beyond our control, the ability to file an insurance claim means we don’t have to come up with the money to pay for it ourselves. However, we’ve found some strange insurance claims out there. We can’t believe some of these have even filed in the first place. More astonishingly, some of these claims were actually paid. Here are eight of the weirdest we’ve found: (continue reading…)
Insurance is a necessary expense if you want to protect your assets in the event of an unexpected catastrophe. Without insurance, you could lose most of your assets and go bankrupt. The good news is that you don’t need to buy all the insurance policies out there. But here are the five that we highly recommend: (continue reading…)
You may not realize it, but those two times you paid your credit card bill late may mean you’re paying more in auto or home insurance premiums today. (continue reading…)
