You’ve probably heard that red cars receive more tickets compared to cars of other colors. However, it appears that the type of car you drive is more of a factor. Turns out drivers of fancy cars are more likely to engage in behavior that can earn them a ticket. Of course, risky driving behavior will drive up car insurance rates. Car insurance companies consider the type of car you drive when setting insurance premiums. If other people who own your car model are getting tickets (and causing car accidents), your insurance company will likely consider you a risk too.
If your home has just suffered a major catastrophe, the only thing worse than the damage is finding out that your homeowners policy doesn’t cover it. You may be surprised at some of the perils excluded from a standard policy. But coverage varies by insurer and the state where you live, so pay attention when choosing your insurance policy. 
Everyone wants to pay low 
Even if you already have car insurance, it doesn’t hurt to shop around to make sure you’re getting the best deal. Just because you’ve been with an insurance company for a long time doesn’t always mean you’re paying the lowest 
We all know that insurance is meant to protect our assets. If something expensive happens that’s beyond our control, the ability to file an insurance claim means we don’t have to come up with the money to pay for it ourselves. However, we’ve found some strange insurance claims out there. We can’t believe some of these have even filed in the first place. More astonishingly, some of these claims were actually paid. Here are eight of the weirdest we’ve found: 
Insurance is a necessary expense if you want to protect your assets in the event of an unexpected catastrophe. Without insurance, you could lose most of your assets and go bankrupt. The good news is that you don’t need to buy all the insurance policies out there. But here are the five that we highly recommend: 
We’re all aware of the havoc that viruses can wreak on our computers. We buy antivirus software. Still, that doesn’t guarantee that our computer won’t be hijacked by hackers. Such software can help, but there’s always a risk. Hackers are always inventing new ways to compromise our computers. 
In the end, it’s possible that the BP Deepwater Horizon oil spill in the Gulf of Mexico will likely to be the most expensive oil spill to date. Indeed, there are estimates that the spill will cost anywhere between $15 billion and $40 billion - with some estimates reaching more than $100 billion. 