Rough roads: the 6 worst places to get into a car accident

Nobody wants to get into an accident, but over the course of a lifetime, many of us will have at least one fender bender. While an accident can be a hassle, most of us will simply call the police and a tow truck and begin the auto insurance claims process. » read on…

7 worst natural disasters of the 21st century

Natural disasters have the ability to affect many people, not only through the physical destruction they cause, but also through injury, homelessness and even death. The earthquake and tsunami in Japan last week remind us that Mother Nature can be extremely destructive.

Here we list the seven worst natural catastrophes of the 21^st century. There have been many more natural disasters since the start of the millennium, but these seven were the most severe given their cost, the injuries inflicted and the lives they claimed. » read on…

Spending spree: 8 hard-to-insure luxury items

Luxury items motivate some of us to work hard, in the hope that we’ll be able to purchase the expensive merchandise one day, and they could be the reason some lottery winners end up broke a few years after buying their winning tickets.

If you find yourself in a position to own one or all of these luxury items, just keep in mind that costs of these goods continue even after the initial purchase. No matter how you end up with the wealth to buy any one of these products, you’ll want to protect your high-end merchandise with insurance. Whether you’re the agent or the policyholder, hard-to-insure luxury goods presents a number of insurance challenges. » read on…

10 amazing infographics to help you visualize disasters

Disasters can be man-made or natural, but they all have causes. It can be difficult to understand how or why a disaster occurs, but infographics can be quite useful in visualizing what happens when disaster strikes. Here are 10 infographics that can help you learn more about disasters, and what to expect from them: » read on…

The 12 costliest computer viruses ever

We’re all aware of the havoc that viruses can wreak on our computers. We buy antivirus software. Still, that doesn’t guarantee that our computer won’t be hijacked by hackers. Such software can help, but there’s always a risk. Hackers are always inventing new ways to compromise our computers. » read on…

9 of the world’s most expensive oil spills

In the end, it’s possible that the BP Deepwater Horizon oil spill in the Gulf of Mexico will likely to be the most expensive oil spill to date. Indeed, there are estimates that the spill will cost anywhere between $15 billion and $40 billion - with some estimates reaching more than $100 billion. » read on…

Con artists take advantage of tragedy

Some con artists look to profit from tragedy. They come out of the woodwork following a natural disaster when you could be at your most vulnerable. According to the National Insurance Crime Bureau, a non-profit that educates people about insurance companies and insurance fraud, it’s common in the aftermath of a disaster for local professionals to go door-to-door to offer help in clean up or to repair damage. » read on…

FDA wants nutrition facts on front of food packages

Should “Tony the Tiger” share the front of a Kellogg’s Frosted Flakes cereal box with nutritional jargon? It’s true that nutritional facts on food products are important to us. But do they really need to be on the front of all food packaging? » read on…

‘Tis the season for umbrella insurance

If any insurance could possibly be regarded as “holiday” insurance, it’s umbrella coverage. Umbrella coverage provides an extra layer of liability protection on top of the liability limits within your auto and home insurance policies. » read on…

Who steals lighted reindeer?!

My son’s Kindergarten teacher had some lighted reindeer stolen from her front yard in the middle of the night last week. My first thought was, “Who would do that?” » read on…