Protecting yourself from uninsured drivers

Dust swirls, pain sears your neck, and your ears ring. Someone ran a red light, and you have been in a major collision. While your health and safety–and that of your passengers–is undoubtedly your main concern, your second thought may be: “I hope that driver has good car insurance!” » read on…

Americans will continue to cut spending

A new survey out from Allstate Insurance Co. and National Journal (called the “Heartland Monitor Poll”) reveals that 80 percent of Americans expect to cut their spending in order to make ends meet or to provide a cushion of financial stability for the future.

When you’re looking to cut spending, your insurance bills may seem like an obvious choice at first. » read on…

What’s the problem where you live?

The most common insurance claim in midtown Manhattan? Theft. It’s probably just smaller items — the average theft claim is just over $2,000.

In the “Windy City” Chicago suburb of Darien, where Insure.com is headquartered, the most common claim is — surprise! — wind. The cost tends to average around $5,000. » read on…

Yes, teen drivers are the scariest

Teens have a bad rap when it comes to their driving skills – and it’s totally deserved. They’re inexperienced drivers and they lack reliable reflexes when something goes wrong in front of them. This can be solved through experience on the road. » read on…

Pay-as-you drive car insurance headed to California

Earlier this month, California’s department of insurance announced it has finalized regulations for insurance companies that want to sell pay-as-you drive policies, sometimes known as usage-based car insurance. Insurers will be able to verify mileage through devices in customers’ cars or odometer readings at auto-repair shops, smog-check stations and other places. » read on…

What’s up with fall car accidents?

Defying conventional wisdom, a new study from the University of Michigan says that fall is the most dangerous driving season. September through December host the highest rates of car-crash fatalities. That means winter’s snow and ice don’t lead to as many crashes as one might guess. » read on…

Pre-planning for a car accident can save you money

It’s always hard to predict how you’d react in a crisis. Take, for instance, a car accident. Unexpected and scary, a car accident can make you confused and uncertain. But keeping your wits about you after an accident is important in order to protect your financial future – you don’t want to make bad decisions that delay or destroy a car insurance claim. » read on…

Would you drive without car insurance?

How many drivers do you think are on the road without car insurance? Nearly one in three consumers believe that at least 40 percent of drivers have no car insurance, according to a survey by Direct General, an auto insurance provider. » read on…

Teen drivers sock it to insurance bills

Adding a teen driver to your car insurance policy can be one of the most expensive changes you’ll ever make. Because of their inexperience behind the wheel and high accident rates, teens are always considered “high-risk” drivers and their parents pay accordingly. » read on…

The case for “pay as you drive”

My colleague has a case against “pay as you drive” insurance. She doesn’t like the idea of someone “watching” her as she drives. She likes her privacy. » read on…