»Article posted on: January 6, 2010 by: Ray Williams
Wisconsin comes in from the insurance Dark Ages
In about six months, a new law in Wisconsin will require drivers to carry auto insurance. So after June 1, the only state still holding out on enacting a compulsory auto insurance law will be New Hampshire (still wishing to “live free or die,” apparently).
Opponents of compulsory auto insurance laws often argue that many people have a hard time affording car insurance. To that I say: “And those are exactly the people who should be required to have it!” If a driver says he can’t afford auto insurance, he’s certainly not going to be able to pay for damages or injuries he causes in a car accident. Auto insurance is meant to compensate victims for those horrible situations for which at-fault drivers otherwise would never be able to provide adequate compensation.
Auto insurance, in my view, is a social responsiblity. If you choose to hit the road, you should be intend to be responsible for damages you cause.
filed under CAR INSURANCE | tags: auto insurance, car accident, CAR INSURANCE
Robert said:
Jan 06, 10 at 11:33 amI didn’t even realize that there were still states that DIDN’T require auto insurance. To that I say: If you can’t afford the insurance, how can you afford the car? It becomes just as, if not more expensive when you don’t have it. What happens when you break down and need a tow? What happens when your battery needs replacing or your breaks need the same?
Are there statistics that compare Wisconsin or New Hampshire’s auto incidents to other states that prove not requiring insurance has been efficient? (Obviously since Wisconsin has finally come, its not.)
Don Birkholz said:
Jan 07, 10 at 5:30 pmAnyone who is poor, indigent, low-income, etc, and cannot afford mandatory auto insurance (say 200$ worth), can buy the insurance and go to the welfare office and get 200$ of food stamps .
A food stamp survey done in Billings, MT, by the Montana DPHHS, showed 12 of 96 food stamp applicants said auto insurance was a reason for needing food stamps. That equals 30,000 over the last 20 years in Montana.
Are you telling me there will be no increase in food stamps if this law is fully enforced? This survey can be seen at http://www.foodstampstudy.com