Party trouble: Drunk guests

In this litigious world, we have to protect our financial interests by being aware of actions we take that others could sue over. Even a good party can go horribly wrong if a drunk guest leaves a causes a car accident. In some states, social host liability laws put the onus on the party host to police the sobriety of guests before they walk (or stumble) out the door. » read on…

Saab owners to face higher car insurance costs?

GM’s announcement that it is discontinuing the Saab brand after it was unable to find a buyer may have set the wheels in motion for higher car insurance premiums for Saab owners. » read on…

Have bad judgment? You still have home insurance

The number of house fires shoots up every holiday season as folks burn more candles, put too much oil in their turkey deep-fryers and string together questionable lines of electrical extension cords.

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‘Tis the season for umbrella insurance

If any insurance could possibly be regarded as “holiday” insurance, it’s umbrella coverage. Umbrella coverage provides an extra layer of liability protection on top of the liability limits within your auto and home insurance policies. » read on…

Who steals lighted reindeer?!

My son’s Kindergarten teacher had some lighted reindeer stolen from her front yard in the middle of the night last week. My first thought was, “Who would do that?” » read on…

Are insurance companies trolling Facebook in order to deny claims?

Did you hear about the Canadian woman whose health insurance company denied her claims for sick leave because her Facebook page shows her having fun? » read on…

State Farm Insurance reveals 2010 car insurance ratings

State Farm has released its yearly insurance ratings of 2010 model cars using claims history data. These ratings are important for new car buyers, as they can give a sense of how much you could pay for car insurance coverage. » read on…

Do our insurance dollars indirectly fund terrorism?

California Insurance Commissioner Steve Poizner believes that insurance company investments are ultimately funding terrorism. In an annoucement on Dec. 2, he said that insurance companies licensed in California have admitted to holding more than $12 billion in investments in companies that conduct business with Iranian energy, nuclear, banking and defense industries. » read on…

Living longer requires better financial planning

A recent article in the medical journal Lancet estimates that babies born today will live to 100, and the world population of seniors will soon outstrip the population of those under age 5. » read on…