Attention germophobes!

My former publisher is an unabashed mysophobe. This is someone who has a pathological fear of being contaminated by germs. He would come into work and immediately break out the Lysol wipes and clean everything on his desk and in his cubicle — every single day. » read on…

Long-term care insurance benefits worth less every day

If I gave you $50 to pay for dinner out, you could probably stay within that budget. But if I gave you $50 to save to pay for dinner in 20 years, you might not be too happy. What will dinner out cost in 20 years? Will your $50 even cover entrees at that time?

And so it goes with long-term care (LTC) insurance. » read on…

Americans will continue to cut spending

A new survey out from Allstate Insurance Co. and National Journal (called the “Heartland Monitor Poll”) reveals that 80 percent of Americans expect to cut their spending in order to make ends meet or to provide a cushion of financial stability for the future.

When you’re looking to cut spending, your insurance bills may seem like an obvious choice at first. » read on…

What’s the problem where you live?

The most common insurance claim in midtown Manhattan? Theft. It’s probably just smaller items — the average theft claim is just over $2,000.

In the “Windy City” Chicago suburb of Darien, where Insure.com is headquartered, the most common claim is — surprise! — wind. The cost tends to average around $5,000. » read on…